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Tag Archives: pre-existing conditions

Pre-Existing Condition Exclusions Harm Women

How Pre-existing Condition Exclusions Harm Women under the Republican-backed health reform bill.

Pregnancy is one of many pre-existing conditions for which Republicans want to deny care.

Republicans have long promised to “repeal and replace” the law that made coverage for pre-existing medical conditions mandatory. Prior to the Affordable Care Act, people with medical issues dubbed pre-existing conditions were denied health care, even if they had paid for insurance for years. An $8 billion last-minute fix attempts to fund some care for people with pre-existing conditions. But health care experts say it’s not enough. And it doesn’t mandate (or fund) coverage for pre-existing conditions like the Affordable Care Act did.

 

So what exactly is a pre-existing condition? It’s any medical condition, no matter how trivial, that existed prior to a person’s plan. When coverage for these conditions isn’t mandated, insurers can deny coverage on the basis of a pre-existing condition. This means sick people often can’t get health insurance. But it also means that people who think they have no relevant pre-existing conditions might still be denied care. For example, a woman with ovarian cancer might be denied coverage because she had an ovarian cyst 10, 20, or 70 years before.

Pre-existing condition exclusions harm women especially. That’s not an accident. The Republican administration and Republican Congress have targeted women for months.

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